開車 Candy Crush,迎接 Car Crash


哎呀~實在是因為Candy Crush紅到極點,舉凡銀行醫院公車捷運斑馬線,只要看得到人的地方都聽得到sweet~ divine~的聲音此起彼落,對通勤族來說更是打發上下班時間的絕佳選擇,不過…開車的你可要當心了!別以為塞車時走走停停滑個幾下沒啥大不了,Candy Crush可能會送你個可怕的Car Crash!

開車的心理學(一)開車Candy Crush,迎接Car Crash.

Panasonic DMC-TZ5



站長妮子很愛照相, 前年在 亞馬遜 (Amazon.com) 上買到一台二手的專業相機, 本來比價格和功能來說, 要買到又經濟實惠, 又不讓自己委曲求全的電子商品, 最好的方式就提早物色, 等到時機成熟, 二話不說馬上下手購入, 才是聰明買家 !!! 目前為此, 應該沒有人買到比我更便宜的了, 超開心, 即使是二手貨, 但專業用品必有固定的底價, 更不會便宜到有破盤價的產生, 所以, 以自己的例子鼓勵所有買家, 如果不急著要買, 尤其是 3C 類商品, 也不介意它因為新產品上市而過時 …

Panasonic DMC-TZ5

根據 Yahoo! 知識上的說法, 這同台相機有分二個型號, TZ5 與 TZ15, 先讓我們來看看它們有什麼不同吧 <詳情請連結至此>

TZ5===>日本本地是使用這個型號

TZ15==>外銷機種都是使用這個型號

日本本國只有英日版本,外銷機種才有繁中 (水貨因為是香港GC向別所以有繁中說明書跟介面) (難怪版主一直想找中文還找不到) 而 TZ15錄影時可變焦,拍照模式三百萬畫素下光學可達16.9倍,五百萬畫素下光學可達13.9倍,九百萬光學是10倍。

高變焦 Zoom

TZ5的變焦在當時二年前來說是很棒的, 10倍吔, 再遠也拍得到, 妮子就曾與朋友觀看現場的大學盃美式足球賽 (Football Game), 坐在場上約中後的位置, 竟然能夠清楚地拍攝出球場對面每一幕精彩的賽況, 光是這個功能, 就足以令版主對這台寶貝機愛不釋手了, 自從知道錄影時也可變焦 (Zoom-In, Zoom-Out), 這 TZ5 更是光明正大的讓版主妮子我把皮包整理出寶貝機的專屬位置…

這個功能對版主愛拍拍愛錄影的個性來說真是一大福音, 出去玩可以先從自我介紹, 日期, 地點, 和哪位朋友在一起… 這些開始錄, 然後, 再 Zoom Out 到週圍景觀都能一機完成, 所以網路上對這台相機的評價非常高唷…

高廣角 28mm WIDE

有沒有廣角照對當時的妮子而言並不重要, 但是 鏡頭上寫著 “1:3.3-4.9/4.7-47″ 這… 好奇站長就得好好的去研究一下囉…

實拍照片

照片的部份可以上版主珍妮的 Facebook 照片集看得到, 雖然大部份是旅遊照, 卻張張都是美麗而真實的圖文回憶, 其餘的產品規格資料可以在 <Digital Review> 這個網站找到, 希望經由這樣一篇文章, 可以讓各位買家聰明購得自己需要的 3C 產品…

In-N-Out 的漢堡專賣店


說到加州, 很多沒來過的朋友可能無法想像,這裡是個民族融合的地方,

英文雖然是主要語言, 但是由於外來族裔多於本地人, 形成了特別的

加州有很多好吃的食物, 來這裡什麼一定要吃??

wu… 肚子餓餓…

今天我們來介紹這間隨處可見的漢堡店, In-N-Out 吧~

Craving Cheesecake


突然想吃起士蛋糕 Cheesecake 吔… 慘了, 誰來救救我…

————————————————————————-

Fresh Blueberry Cheesecake

By , About.com Guide

I like this cheesecake for a couple of
reasons. One being it’s a dense cheesecake, which is because there’s
more cream cheese in this recipe than most. I also like the fact that
this cheesecake is made in an 9×13 rectangular pan. When many people
will be cutting their own piece, it doesn’t get as messy. The last
reason I like this recipe is that you can never have too many
blueberries. Between the blueberries and the cream cheese, this
cheesecake is pretty dense in nutrients.

Prep Time: 4 hours

Cook Time: 50 minutes

Total Time: 4 hours, 50 minutes

Ingredients:

  • 1-1/2 cups graham cracker crumbs
  • 1-1/4 cup sugar, divided
  • 6 tablespoons butter, melted
  • —-
  • 40 ounces cream cheese, softened
  • 3 tablespoons flour
  • 1 tablespoon vanilla
  • 1 cup sour cream
  • 4 eggs
  • —-
  • 2 cups blueberries, rinsed and dried

Preparation:

The
day before or before noon, preheat oven to 325 degrees F. (25 degrees F
less if using glass or dark metal pan). Lightly grease (spray and wipe
out) 9×13 pan. Combine graham crackers, 1/4 cup sugar and melted
butter. Press crust mixture into pan. Bake for 12-15 minutes. While
baking, beat cream cheese and 1 cup sugar. Add flour and vanilla. Mix
well. Add sour cream. Mix. Add eggs one at a time. Mix until just
combined. Don’t over beat. Pour batter over crust. In a food processor,
crust 1 cup blueberries. Hand stir-in last cup blueberries. Spoon
berries over cheesecake batter. Draw knife through mixture to create
marble effect. Bake for 50 minutes or until done. Center should wiggle
a little. Completely cool on wire rack. Refrigerate 4 hours or
overnight.

行李若加託運費 廉價機票反貴


記者黃祖綺洛杉磯報導
January 13, 2010 12:00 AM | 924 觀看次數 | 5 5 評論推薦: | 電郵給朋友 | 打印

民眾在比價購買機票時,也記得要將各家航空公司的行李託運費納入考慮。 記者黃祖綺∕攝影

民眾在比價購買機票時,也記得要將各家航空公司的行李託運費納入考慮。 記者黃祖綺∕攝影

想買到最便宜的美國國內機票,除多方比價外,還得留意票價內是否已包含行李託運費用。許多民眾以為買到便宜機票,省下幾十元,等到登機前才發現,託運行李還得多付錢,結算起來不但沒便宜,反而要花更多錢。

slideshow

託運行李費用不但各家公司不同,且一般由線上付款也比到機場登機前才付款便宜。


美航空(Delta Airlines)和大陸航空(Continental
Airlines)本月才剛提高行李託運費用,網路付費第一件收費23元,第二件32元。若是到機場才付費,收費會提高為第一件25元,第二件35元,第
三件125元,在所有航空公司收費中屬最高。

儘管多數航空公司現在都加收行李託運費,但西南航空(Southwest Airlines),前兩件行李完全不收費,第三件才每件收50元。

JetBlue則是第一件行李免費,第二件收費30元。

民眾除注意行李件數外,行李過重或過大,也必須承擔每件30元至上百元的超重費用。

想挑到便宜機票,在許多網站上,只要輸入出發地、目的地和日期,就會列出各家航空公司的票價,民眾可透過信用卡直接購買。

像是Orbitz.com、Cheapoair.com、Expedia.com等,都是相當熱門的國內機票比價網站。

至於Priceline.com除提供國內機票比價,還有讓民眾自行出價競標(name your own price),運氣好有時可以標到低於市價40%的機票。

本文摘自 世界日報

10 Things Your Auto Insurer Won’t Tell You


Updated and adapted from the book, "1,001 Things They Won’t Tell You: An Insider’s Guide to

Spending, Saving, and Living Wisely," by Jonathan Dahl and the editors of SmartMoney.

1. “When I say this is a good policy, I mean it’s good for me.”

While agents can help you navigate auto policies, some may not have your best interest at heart: Often,

large auto and home insurers use “contingent commissions” to compensate agents who sold their policies.

These fees come in two types: “steering” commissions for signing customers with a particular carrier, and

profit-based commissions, when clients don’t file a lot of costly claims. The concern with the former is

that unscrupulous agents push certain policies to reap larger commissions; with the latter, they might delay

or discourage claims.

How to protect yourself? Ask about commissions, and have prospective agents explain their

recommendations.

2. “Young drivers can’t catch a break.”

Statistics show that drivers under age 25, especially male, are in a high risk group, and have difficulty

getting insured. But the specifics are startling: Drivers in New York under the age of 19 pay a median auto

insurance rate that is over 100 percent higher than drivers age 60 to 74, according to a 2009 survey

published on InsuranceRates.com.

It typically takes three years of driving experience to be quoted a lower rate, according to

AllInsuranceInfo.org’s site. But there are other ways to ensure a better rate in the short term. For

example, avoid sports cars and opt for a car with a lower engine capacity. Also ask your insurer for ways to

score a lower premium. According to information posted on the AllInsuranceInfo.org site, some insurers will

give a lower rate to young drivers who complete a defensive driving course.

3. “Spotty credit? That’ll cost you.”

Since the 1990s, insurers have discovered a strong correlation between low credit scores and filing lots

of claims. Today, more than 90 percent of insurers use credit history in their underwriting, according to

the Insurance Information Institute, a New York-based organization. Although consumer advocates argue that

it unfairly penalizes the poor, it can also bite the middle class, says Birny Birnbaum, executive director

at the Center for Economic Justice. After all, “87 percent of families in bankruptcy are there because of a

job loss, medical catastrophe, or divorce,” he says.

Since many insurers do factor in credit history, it’s important to get your credit report from each of

the three bureaus—TransUnion, Experian, and Equifax—and check them for errors before you shop for

insurance.

4. “How do we set premiums? That’s for us to know and you to find out.”

As insurers continue to adopt complex pricing systems, not everyone is seeing savings. Why the disparity?

For starters, premiums vary widely by state.According to a 2007 study from the National Association of 

Insurance Commissioners, the average year-long policy in 2005 cost $949—ranging from a low of $664 in Iowa

to a high of $1,343 in the District of Columbia.

What’s muddied the waters even further are the formulas used to set premiums for individuals. Twenty

years ago most insurers sorted customers into four or five pricing tiers, based on where they lived, their

age, and their driving record. Over the past decade, hundreds of variables have been added to the mix,

including credit history, homeownership, and limits on past policies. Since each insurer interprets these

variables differently, it’s even tougher for consumers to get a handle on the system.

5. “Your repaired car might look and run like new, but it’s worth a lot less.”

As many policyholders know, when the other party’s insurer is paying for repairs after an accident, you

have the right to opt for original manufacturer parts instead of generic aftermarket ones. But even with the

best parts and service in the world, a fully-repaired vehicle will often be worth less as a used car or

trade-in than an identical car without the accident history.

Luckily, it’s not a total loss—even if you can’t collect diminished value, you can probably write it off

on your tax ret urn. (Consult your tax adviser.) That’s why it’s a good idea to hire a post repair

inspector, both to ensure that the work was done properly and to assess diminished value.

6. “Totaled your car? Good luck collecting its full value…”

Policyholders may be surprised that insurance companies don’t typically get their valuations from such

standard sources as Kelley Blue Book or Edmunds.com. Instead, many use claims servicing companies, which

consult proprietary databases to assess valuation. Some firms canvasses dealerships in local markets to

build a database of comps.

If your car is totaled, you needn’t accept your insurer’s first offer. Go to Edmunds.com or

AutoTrader.com to find better comps, and call the sellers listed on the insurer’s report to verify their

price. No dice? If it’s a matter of $1,000 or more, hire your own appraiser and go through an appraisal-

arbitration process.

7. "… and we’re more likely than ever to declare your car totaled.”

Given the haircut you’re likely to take when replacing your totaled car, many policyholders would prefer

to have repairs covered in all but the most severe accidents. But that’s becoming increasingly

difficult.

What constitutes “totaled”? An insurer’s rule of thumb is to deem a car totaled when repairs would exceed

70 percent of the vehicle’s value. And if your car’s frame is damaged, it can remain a safety hazard even

when repaired. But if the damage is limited to a few minor, albeit expensive, components, you can appeal

your insurer’s decision to total it.

8. “Your mechanic works for us.”

The auto insurance industry has long relied on direct-repair programs, which function like HMOs for

ailing cars, with insurers maintaining lists of recommended repair facilities. In the last decade, some

insurers have taken the relationship a step further; in 2001, Allstate announced it was buying a nationwide

chain of repair shops.

Whether it’s a network of preferred providers or outright ownership, such coziness between insurers and

body shops makes consumer advocates nervous. It lets the insurers take too much control over the repair

process. And when you have pressure to keep costs low, you sometimes see shortcuts in repairs.

More often than not, you have a choice whether or not to use the insurer-recommended shop. So should you?

It’s convenient, and in some cases, policyholders who take their cars there can get their deductible reduced

or waived. If you do take the “in-network” route, hire a post-repair inspector to make sure repairs are done

properly.

9. “Brand loyalty is for suckers…”

As more insurers adopt elaborately-tiered pricing strategies, rates may differ dramatically from company

to company. You might be better off comparison-shopping once a year rather than automatically renewing your

policy–especially if your own circumstances change. Start by getting online quotes from Geico and

Progressive Direct. Also be sure to ask an independent agent for quotes, as well as from companies like

Allstate and State Farm.

10. “. . . but be careful switching carriers—it could cost you.”

No doubt you’ve seen the warnings in your policy that not paying your premiums can cause your policy to

be canceled. It might lead you to think that when you want to switch carriers, dropping the old insurer is

as simple as stopping payment. Not so. If you don’t pay a bill for the next term, chances are your carrier

won’t simply cancel the policy—it may also report your nonpayment to the credit bureaus. (Most insurers are

required to give you a certain number of days’ notice before cancellation.) Also, your new carrier will see

a cancellation in your history, which could mean you’ll pay higher rates or be declined.

To avoid the issue, get the proper documentation. Ask your current carrier for a policy cancellation

form, and make sure the timing is right—that the ending date of your old policy coincides with the start

date of your new one.

This article was forwarded from YAHOO! AUTO

Deviled Eggs Recipe


Posted by Elise on Apr 7, 2007

Deviled Eggs

Deviled
eggs. Easter egg hunts and summer picnic potlucks. I have been known to
devour a dozen of these in one sitting. These were quick and easy. If
you want them to be a little prettier, put the egg filling into a
freezer bag, make a cut off of one corner of the bag, and pipe them
into the egg white halves.

What follows is a basic recipe, though there are so many wonderful
variations you can make. See the comments for some great ideas
submitted by Simply Recipes readers. Do you have a favorite deviled egg
recipe? If so, please add yours in the comments.

Ingredients

  • 1 dozen eggs
  • 2 teaspoons dijon mustard
  • 1/3 cup mayonnaise
  • 1 Tbsp minced onion or shallot
  • 1/4 teaspoon tabasco
  • Salt and pepper
  • Paprika

Method

1 First hard boil the eggs. (See how to make hard boiled eggs.)
Fill up a large saucepan half-way with water and gently add the eggs.
Cover the eggs with at least an inch of water. Add a teaspoon of
vinegar to the water (this will help contain egg whites from leaking
out if any of the shells crack while cooking). Add a pinch of salt to
the water. Bring the water to a boil. Cover, and remove from heat. Let
sit covered for 12-15 minutes. Drain hot water from pan and run cold
water over the eggs. (At this point if you crack the egg shells while
the eggs are cooling, it will make it easier to peel the shells.) Let
sit in the cool water a few minutes, changing the water if necessary to
keep it cool.

2 Peel the eggs. Using a sharp knife, slice each egg in half,
lengthwise. Gently remove the yolk halves and place in a small mixing
bowl. Arrange the egg white halves on a serving platter.

deviled-eggs-1.jpg deviled-eggs-2.jpg

3 Using a fork, mash up the yolks and add mustard,
mayonnaise, onion, tabasco, and a sprinkling of salt and pepper. Spoon
egg yolk mixture into the egg white halves. Sprinkle with paprika.

Makes 2 dozen deviled eggs.

Google Plans Electronic Book Store to Take On Amazon


Look out Amazon: Google just announced plans to open an electronic book store.
Unlike Amazon’s strategy with the Kindle dedicated eReader device,
Google plans to deliver eBooks to any device with a web browser.

The service, dubbed Google Editions, is slated to launch in the
first half of 2010. At launch it will feature about 500,000 eBooks from
publishers Google () is already working with on Google Book Search. Purchases can be made directly from Google or through partner sites like Barnes & Noble.

Interestingly, Reuters names Amazon.com as a potential retailer for
Google’s electronic books. Considering Amazon would surely prefer to
sell its own titles for use on the Kindle (), and also considering Barnes & Noble plans to launch its own eReader device as well, these 3 partners seem interesting bedfellows.

Looking into how the revenue sharing breaks down, though, it starts
to make more sense. When Google sells an eBook outright, the publisher
will get 63% of the sale with 37% going to Google. When sold through a
retailer, 45% goes to the publisher, 55% goes to the retailer, and
Google only takes “a small share.” In this scenario, publishers will
have incentive to promote customer purchases direct from Google, and it
will be interesting to see what sort of market share grab will come of
this.


Good News for the Consumer


To the consumer, Google’s entry into the electronic books market is
most certainly a good thing. It means more customer choice, more
widespread support for eBook open standards, and better access to the
books they buy online. You’ll be able to use your Gmail ()
login to access your Google eBook “library” from almost any device,
whether it be desktop, laptop, netbook, phone, or anything else able to
access the web.

Does Google’s entry into the electronic books market make you think
twice about picking up an eReader like the Kindle or Sony Reader? Or
are the gains in reduced eye strain, battery life and portability
enough to make you interested in a specialized device?

Image courtesy of iStockphoto (), luoman